As we age, the importance of insurance increases. Life insurance can be tricky especially for older Americans.
Yes, the cost increases with age, but many insurance companies today are accommodating of seniors. So, where do you begin to search for a good life insurance company?
NerdWallet, a company that helps people make smarter financial decisions based on reviews and analysis, is just out with top picks of companies offering term or whole life policies for seniors. They looked at numerous factors such as communication, website transparency, rates, consumer reviews, complaint index scores and more then revealed which companies landed at the top.
As with any list of “top picks”, it may provide a starting point, but do your own research to make an informed decision about your future of that of a loved one.
As a Seniors Real Estate Specialist with a decade of experience, I understand the importance of a smooth transition for older adults during their relocations because I have witnessed the challenges faced by older adults during downsizing, resizing, or relocating.
In my work, I’ve partnered with local movers, which has been helpful for my clients to keep the stress down when they don’t know who to trust. Remember, protecting your move starts with informed choices and prioritizing safety and peace of mind – trust your gut, if something feels off, it probably is.
With the senior citizen population exploding, communities are stepping up to make life easier for older residents — especially when it comes to getting where they need to go safely and with less stress. These programs are particularly helpful for seniors who may have relocated to a new community and are unfamiliar with the area.
At least two Georgia counties have adopted new Uber/Lyft programs giving seniors discounted on-demand rides.
In Fulton, Starline allows members 60+ to pay $1/ride. They can get 16 rides (each up to 15 miles) per month — one round trip per day. There is a $15 sign-up fee.
In Cobb, seniors 55+ pay $2 for the first 15 miles then 85 cents per mile.
New senior transportation programs are popping up every week. Below are a few that we’ve heard about. Just clink on the links to learn more about them.
Also, check with your county’s Senior Services department which will have more localized information to assist you and, if you’re a veteran, be sure to ask about special veteran transportation services.
Naborforce, renowned for its on-demand assistance to seniors, is expanding in Georgia in response to the growing elderly population. The Georgia Department of Human Services says the state’s demographic shift mirrors national trends with thousands turning 80 every day starting next year.
Older adults access Naborforce’s network of vetted and trustworthy helpers, known as “Nabors,” for various everyday tasks. From companionship to errands, Nabors offer crucial support, allowing seniors to maintain independence and families to find peace of mind.
Founder and CEO Paige Wilson emphasizes Naborforce’s mission to bring joy and practical assistance to seniors, dubbing their service as “backup sons and daughters on demand.” Setting up assistance takes minutes, with Nabors available for tasks like walks, errands, tech help, and more.
Residents interested in becoming Nabors or seeking assistance can visit naborforce.com. Naborforce’s innovative approach combines technology with community strength, benefiting older adults and their families in Savannah and beyond.
Clients often come to me with questions about home insurance and how to best protect themselves in their new home. Questions have intensified over the past couple of years with increasing reports of wildfires, floods, hurricanes, tornadoes and a myriad of other risks that can damage property.
Understanding what’s covered and what’s not can save you from unexpected financial burdens. A recent Kiplinger article provides a good guide on the topic.
What’s generally covered:
1. Dwelling: Damage to your house and attached structures like porches or garages. 2. Other Structures: Damage to standalone structures on your property. 3. Personal Property: Reimbursement for damaged or lost possessions. 4. Loss of Use: Coverage for temporary living expenses during repairs. 5. Personal Liability: Protection against lawsuits for injuries or damages on your property.
Common Inclusions:
Natural Disasters: Most policies cover damage from events like hurricanes, fires, and snowstorms, including detached structures.
Contents: Home insurance typically covers the contents of your home, but evidence may be required for claims.
Temporary Living Expenses: Expenses like hotel bills during repairs are often included, though with limitations.
Liability Protection: Coverage extends to legal fees and medical bills for injuries on your property.
What’s NOT covered:
1. Floods: Standard policies don’t cover flood damage; separate flood insurance is necessary, especially in flood-prone areas. 2. Earthquakes, Landslides, and Sinkholes: Damage from these events requires additional coverage, especially in high-risk regions. 3. Water Leaks: Sudden leaks are covered, but damage from neglect or poor maintenance isn’t. 4. Mold: Unless caused by a covered peril, mold damage typically isn’t covered. 5. Valuables: Items like jewelry and collectibles may require additional coverage beyond standard plans. 6. Home Office Equipment: Business equipment may have limited coverage; additional endorsements may be needed.
Understanding your home insurance policy is essential to ensure you’re adequately protected against potential risks. If you’re unsure about your coverage, make a list of questions/concerns and contact your provider who can tailor your coverage for your needs.
Whether our clients are downsizing, have decided to age in place, or are moving to a senior living community, one thing is consistent – an increasing number of seniors are finding life is easier and they feel safer with new technologies.
One of the new favorites are voice command devices. They’re easy to use and can do so much to help make life easier.
Voice command devices are exactly what they sound like—devices you control with your voice. Whether it’s your phone or a speaker, simply ask a question or give a command.
Popular options:
Cell Phones: Smartphones like iPhones and Samsungs come equipped with voice-controlled personal assistants like Siri and Google Assistant. They can answer questions, add items to a calendar, send a text, and more.
Speakers: Apple’s Home Pod, Google Home, and Amazon Echo (powered by Alexa) are leading the pack, offering seamless voice control for a myriad of tasks from turning on lights, answering questions, setting timers and making calls. Many clients we work with appreciate the ability to use these speakers to easily call 911 or a family member in the event of an emergency at their home.
Why use them?
Simplify Your Life: Let technology do the heavy lifting. Control smart devices, set reminders, or even place orders—all with just your voice.
Peace of Mind: Stay worry-free with calendar reminders, home automation, and easy note-taking, all at your command.
Never Stop Learning: Get instant answers to questions, play games, or stay connected with family—all with a simple voice command.
>>Feel like you need assistance with incorporating technology into your home? Contact your county’s senior services department or visit a senior center near you. They often have resources or volunteers who are able to help.
We’re constantly being reminded to not fall for scams but it’s difficult. Those scams become more sophisticated every day — especially with AI now in play. It’s increasingly hard to distinguish between what’s real and what’s not.
AARP has a new tool that can help you stay ahead of the scams. It’s a Fraud Watch Network Scam-Tracking Map — you can enter your zip code and see scams that have been reported in your area. You can also select to see what scams law enforcement has reported or you can report a scam if you’ve been a victim.
Many seniors have completed their estate planning which commonly includes a will to manage asset distribution upon their death? But more people are looking at creating a trust instead because of some benefits.
A recent article from Kiplinger recently outlined six reasons to consider a trust:
Distribution Control: Trusts provide a flexible mechanism for directing how and when your assets will be distributed to beneficiaries, even in situations where they may not be capable of making responsible decisions, such as minors or individuals requiring special care.
Avoid Probate: By placing assets in a trust, you can bypass the probate process, which can be time-consuming, costly, and public. This not only preserves more of your estate for your beneficiaries but also maintains privacy and expedites the transfer of assets.
Maintaining Decision-Making Authority: Trusts empower you to maintain control over your assets, ensuring that your wishes are followed in the event of your incapacity or passing. This autonomy can be crucial for a tax-efficient and effective handling of your affairs.
Estate Tax Minimization and Asset Protection: Trusts offer opportunities to minimize estate taxes and shield assets from recovery for governmental benefits paid during your lifetime. Additionally, they provide a layer of asset protection and enable the continuation of family values into future generations.
Ease for Beneficiaries: Establishing a trust can alleviate the burden on your heirs by potentially avoiding lengthy and expensive probate proceedings. It also facilitates the smooth transfer of assets according to your wishes, offering your beneficiaries clarity and security during an emotionally challenging time.
Peace of Mind: Trusts offer invaluable peace of mind by safeguarding privacy, protecting assets, and streamlining the asset transfer process. By mitigating the uncertainties and complexities associated with estate planning, trusts provide reassurance for you and your loved ones.
As always, consult with your financial advisor to determine the most suitable approach for managing your assets and securing your legacy.
Navigating the real estate market can be overwhelming. It’s even more daunting when you’re a senior with entirely different factors to consider from when you were younger.
A designated Senior Real Estate Specialist (SRES®) is trained to manage the needs of older adults and guide them through every step of the real estate process.
Here’s why working with an SRES® like us here at Atlanta Seniors Real Estate makes a significant difference.
Specialized Expertise: SRES® designees undergo special training to address the unique needs and challenges seniors face in real estate transactions.
Customized Solutions: From creating a personalized marketing plan to ensuring your new home meets your current and, importantly, your future needs. A SRES® will tailor the approach to fit your situation and needs.
Financial Guidance: SRES® designees are well-versed in the financial aspects of real estate transactions for seniors, including reverse mortgages, retirement accounts, and more. We’re able to help you make informed decisions that align with your financial goals.
Extensive Network: An SRES® can connect you with trusted professionals in their network, including movers, attorneys, and home inspectors, to provide support throughout the process.
Are you a homeowner in Georgia? Have you heard about scams where fake deeds are used to take over a property?
If so, check out the Filing Activity Notification System (FANS). Developed by the Georgia Superior Court Clerks’ Cooperative Authority (GSCCCA), FANS is a valuable tool that helps residents keep track of important real estate and personal property records.
The GSCCCA was created in 1993 by an act of the Georgia General Assembly. Its focus is on acquiring, developing and distributing record management systems, information, services, supplies and materials that benefit both Superior Court Clerks and the citizens of Georgia.
How can it help you?
FANS allows you to monitor any filings related to your property within the state of Georgia.
It’s a free, voluntary program that provides electronic notifications about filing activity.
By opting in, you’ll receive alerts whenever something is filed in your name or property address.
Why FANS Matters: Combatting Scams
Beware of companies that charge fees to monitor your property—they maybe a scam.
FANS empowers citizens to monitor their assets independently, without any cost.
It’s one way to stay ahead. If something did happen, you will know before it is too late!
User-Friendly and Flexible
FANS accommodates various ways people sign their names or are referred to.
You can input multiple names to cover all possibilities.
It’s designed to ensure ease of use. When we tested it with our own information, it took approximately 10 minutes (which included reading through their policy information).
It’s the question we get all the time — “When is the best time of year to sell our house?”
According to a recent report from Realtor.com, sellers eyeing a 2024 sale won’t want to miss out on the upcoming sweet spot in the market — this spring is it. Why?
Less Competition Expect 40% less inventory compared to pre-pandemic levels, giving sellers a competitive edge.
More Interested Buyers With 22.8% more buyer views per listing, sellers can anticipate heightened interest in their properties.
Quick Sales Homes are projected to sell 17% faster during this week, thanks to favorable market conditions.
Higher Prices Listing prices are $34,000 higher than at the start of 2024, providing sellers with potentially higher returns.
Fewer Price Reductions With 24.6% fewer homes featuring price reductions, sellers can maintain their asking prices more effectively.
For sellers looking to capitalize on this opportune moment, preparation is key. Start by considering these essential steps:
Curb Appeal – spruce up the property’s exterior
Professional Guidance – begin discussions with your real estate agent
Price Strategy – your realtor will help you right price your home to sell
It’s true that many people don’t want to sell because they are worried about higher mortgage rates but this is a great opportunity for seniors who are often looking at downsizing and have flexibility in where they live. They’re not tied to a local school or being close to the office. And many of our clients, are very open to renting.
If you or a retired family member is considering selling, contact us to learn how real estate transactions involving seniors are unique and there are different factors to take into consideration. Schedule a consultation with us today.
Safeguarding your identity and finances is paramount but it can be confusing.
Renowned consumer advocate and money expert Clark Howard has been a steadfast advocate for empowering individuals with practical advice to save more and spend less. One of his steadfast recommendations for protecting yourself financially is to freeze your credit.
Credit Lock vs. Credit Freeze: Understanding the Difference
Both credit locks and credit freezes serve the purpose of restricting access to your credit information. However, they differ significantly in their execution and implications.
Credit Lock: Typically offered by private companies, credit locking services often come with a price tag, usually through a subscription model. Companies like LifeLock, Credit Karma, and TransUnion offer credit locking services with varying degrees of coverage and cost.
Credit Freeze: In contrast, a credit freeze is initiated directly with major credit reporting bureaus—Equifax, TransUnion, and Experian. Governed by U.S. law, a credit freeze prohibits access to your credit file, effectively blocking new loan applications until you “thaw” your credit.
Clark’s Recommendation: Why Choose a Credit Freeze?
Clark Howard advocates for the simplicity and security of a credit freeze. Unlike credit locks, credit freezes are free and federally regulated, offering a robust layer of protection against fraud and identity theft.
By taking advantage of free financial products such as Credit Karma or Credit Sesame for credit monitoring and freezing your credit with all three major credit bureaus, you can effectively lock your credit for free—a practice Clark strongly endorses.
Clark Howard’s advice is clear: opt for the free and federally regulated option—a credit freeze—to fortify your defenses against financial fraud and identity theft. By following these simple steps to freeze your credit, you can enhance your financial security without breaking the bank.
Older adults looking to downsize and relocate to be closer to their adult children are finding places like Silver Summit Condominiums in Conyers, GA very appealing. Having worked within this active adult community since 2017 as the Seniors Real Estate Specialist for retirees, I have a good take on why it’s an excellent housing option.
Purpose-Designed Homes Silver Summit homes are thoughtfully designed for aging in place. Everything on one level, spacious and open for varying types of mobility, minimum of 2 bedrooms and 2 baths, lots of storage space and a two-car garage for the convenience of getting out of your car and entering your kitchen which most retirees love. The added bonus for most of the units in Silver Summit is the beautiful bright sunroom. Most units have modern features while some could use an upgrade from when most of them were built in 2006/7. There are 8 units that were built in 2018 that feature more update finishings, such as smart-tech for the HVAC controls, alarm system, and appliances. The accessible level counters, roll-in shower and stepless entrances are some of obvious universal design features.
Well maintained Amenities Silver Summit offers a range of amenities that cater to an active lifestyle. A welcoming clubhouse space for homeowner meetings, socializing and community events. The pool is perfect for relaxation and staying fit or enjoying with the grandkids on their rare visits. There is also an exercise room kitted out with ellipticals, treadmill, weights and mats, ideal for maintaining physical health without having to leave the community. The community is designed around one street in and out, which has become the ideal walking track for some residents.
Low Maintenance Living No more weekend chores unless you are tending to your patio plants! The exterior maintenance of homes in Silver Summit is handled by the HOA. No more mowing, painting, or roof repairs. Designed with older adults in mind, these single-story homes prioritize convenience and comfort, all you have to be concerned with is the interior of the home. The HOA fee will cover all exterior features and amenities as well as water, sewer, trash, termite and fire sprinkler maintenance.
Lower Property Taxes Property taxes in active adult communities tend to be significantly lower than those in traditional neighborhoods but also due to the homestead exemption that is given to residents who qualify with age and other status that each county offers.
Convenient Location The convenience of being able to walk to Shopping & Dining within 5-10 minutes attracts many who live at Silver Summit. A short drive allows for visits to the new Salem Gate shopping complex, or Ga 20 toward Publix and Target or just across the street for Kroger. Everything including clinics, hospital, gas stations and hotels are within easy reach.
Safety and Security Active adult communities prioritize safety. Residents can feel secure in a well-maintained environment that has a camera monitor for the entrance of the community and sometimes sees our local police showing their presence. The sense of community fosters watchfulness and support among neighbors.
Vibrant Social Life Silver Summit residents come together to encouraged socialization through organized trips, classes, and special interest groups. Regular newsletter updates invite all residents to engage and make friends with fellow residents who share similar life stages and interests.
Health and Well-Being While there is not specific health care service affiliated to the community, the community’s amenities promote physical activity and engagement, and residents share information with each other about services that can benefit their well-being needs.
Silver Summit Condominiums offer a blend of comfort, community, and convenience. Whether you’re a retiree seeking an active lifestyle or an adult child researching options for your parents, Silver Summit is a place to call home.
Don’t Wait Until Retirement!
If retirement is on the horizon, consider the benefits of active adult living now. I can’t tell you how many people wished they had made the move earlier. The stories from our clients are endless when it comes to how their lifestyle was enhanced by moving to an active adult community.
For more information, visit the official website or contact Hilary Walker at 678.609.8019 or email hilary@atlantaseniorsrealestate.com. You can also use the button below to search for homes. Select Master on Main to narrow the search for active adult and senior living properties. You can contact us to discussion options and receive a unique link for your active adult home search in any area.
With years under my belt as a real estate agent, one thing that I know for certain is that moving is exhausting. Clients often feel overwhelmed just thinking about it.
One of the best tools to help manage those feelings is a checklist. It helps you stay focused and organized.
Smooth Mooove Senior Relocation Services shared a list with me recently that I’ll paste below. If you need assistance with moving, they’re a great resource and they offer a free estimate.
The Moooving Checklist
☐ First assignment: Decide what to keep, sell, or giveaway.
☐ Sort through your belongings: Give heirlooms to children and relatives who have room for them. Create donation bins.
☐ Decide whether to move yourself or hire professionals. Make reservations with a moving company or truck rental company.
☐ If hiring a mover, call three companies for estimates, ensuring they are licensed, bonded, insured, and DOT registered. Inquire about their employment status (W-2 employees, 1099 contractors, or day labor).
☐ Make travel arrangements if moving a long distance: Airline, hotel, and rental car agency.
☐ Save all moving receipts for potential tax deductions. Check the current tax code for requirements.
☐ Place legal, medical, financial, and insurance records in a safe and accessible place. Scan documents so you always have a backup.
☐ Purchase replacement coverage for valuables to be moved.
☐ Have antiques, art pieces, and other valuables appraised for insurance purposes.
☐ Begin decluttering: Start with the basement, attic, garage, and other non-used areas.
☐ Use up foods and cleaning supplies that cannot be moved.
☐ Change your address on USPS.com.
This checklist is just a start. Companies like Smooth Mooove also provide moving supplies and other resources o just ask about things you’ll need to ensure yours is a smooth one.
In a recent Irish Times article, John O’Sullivan writes, “According to experts, one potential telltale sign of dementia-induced memory loss is the layout of a person’s home.”
It caught me by surprise — we’re all concerned about the increases in Alzheimer’s and dementia but I never considered how a house can be an early indicator of cognitive loss. I’ve seen issues while in someone’s home that could have been a red flag but I simply didn’t look at it that way.
So, what about the home can indicate age-related cognitive issues? The article mentions things like household items that are out of place — a tea kettle in the freezer, for example. It’s fairly obvious, but what else?
Clutter and Disorganization: A cluttered and disorganized home may indicate difficulties in executive functioning – the ability to plan, organize, and complete tasks. Difficulty in maintaining orderliness may also be linked to memory problems and attention issues.
Navigation Challenges: Can the individual easily navigate through the home? Difficulty in spatial orientation and wayfinding may point to changes in brain function, particularly in areas responsible for spatial awareness and memory.
Safety Hazards: Take note of safety hazards or potential risks in the home. Forgetting to turn off appliances, leaving doors and windows unlocked, or neglecting to address tripping hazards can indicate lapses in judgment and decision-making – cognitive abilities that are crucial for maintaining independence and well-being as you age.
Decline in Home Maintenance: Is the person neglecting routine household tasks that they once managed effortlessly? A decline in home maintenance, such as neglecting repairs, failing to pay bills on time, or letting essential services lapse, may signal cognitive impairment.
Changes in Home Environment: Pay attention to any significant changes such as excessive hoarding, unconventional use of household items, or alterations to familiar spaces. These changes may reflect shifts in thinking, perception, or behavior associated with cognitive decline or neurological conditions.
It’s important to remember that occasional lapses in memory or organization are normal, especially as we age. However, if you notice persistent or significant changes in the layout and organization of the home, it’s essential to seek medical evaluation.
Early detection and intervention can help address cognitive issues and potentially slow the progression of cognitive decline.
As we age, one of the most vital things we can do is to keep our minds active and engaged. Just as physical exercise is essential for our bodies, mental exercise is crucial for our brains.
Enter “braintaining” – a concept that emphasizes actively maintaining and enhancing cognitive abilities as we age.
What exactly is braintaining? It’s an approach to mental fitness involving activities and practices that stimulate the brain, improve memory, enhance problem-solving skills, and promote overall cognitive health.
So, how can seniors and retirees incorporate braintaining into their daily lives?
Challenge Yourself: Engage in activities that push your cognitive limits. Solve puzzles, play strategy games like chess or Sudoku, or learn a new skill or hobby. The key is to choose activities that require mental effort and provide a sense of accomplishment.
Stay Socially Connected: Social interaction is vital for brain health. Join clubs, attend community events, or simply spend time with friends and family. Engaging in conversations, sharing stories, and participating in group activities can help keep your mind sharp.
Exercise Regularly: Physical activity isn’t just good for your body – it’s also great for your brain. Regular exercise improves blood flow to the brain, promotes the growth of new brain cells, and enhances cognitive function. Aim for a mix of cardiovascular exercise, strength training, and flexibility exercises.
Eat a Brain-Healthy Diet: What you eat can have a significant impact on your brain health. Incorporate plenty of fruits, vegetables, whole grains, lean proteins, and healthy fats into your diet. Foods rich in antioxidants, omega-3 fatty acids, and vitamins B and E are particularly beneficial for brain function.
Practice Mindfulness: Mindfulness meditation and relaxation techniques can help reduce stress, improve concentration, and enhance cognitive function. Take a few minutes each day to sit quietly, focus on your breath, and let go of any distracting thoughts.
Get Plenty of Sleep: Adequate sleep is essential for cognitive function and memory consolidation. Aim for 7-9 hours of quality sleep each night and establish a relaxing bedtime routine to help you unwind and prepare for sleep.
Braintaining is not about perfection – it’s about making a commitment to mental well-being. By incorporating these practices into your daily routine, you can help keep your mind sharp, agile, and resilient as you age.
Studies show that 90 percent of adults over 65 prefer to age in place rather than relocate to a senior living community. The good news is that new technologies are making it easier to support independent living for seniors.
One effective approach to enhancing livability is by incorporating universal design. It’s creating spaces that are accessible and functional for people of all ages and abilities. By adding features such as grab bars, widened doorways, and non-slip flooring, homes can be made safer and more accommodating for aging residents.
Technology plays a crucial role in facilitating aging in place. There are four main categories of technology that can help seniors remain in their homes longer:
Communication and Engagement: Tools like video calling platforms and social media can help older adults stay connected with friends and family, reducing feelings of isolation and loneliness.
Health and Wellness: From wearable fitness trackers to remote monitoring devices, technology can support seniors in managing their health and maintaining independence. Medication reminders and telehealth services are also valuable resources.
Learning and Contribution: Online learning platforms and digital volunteering opportunities empower older adults to continue learning and making meaningful contributions to their communities.
Safety and Security: Smart home devices, such as motion-sensor lights and smart locks, enhance home security and provide peace of mind for seniors and caregivers. And devices can contact emergency services when needed.
For caregivers supporting older adults, technology can streamline caregiving tasks and improve efficiency. From mobile apps for medication management to online resources for caregiver support, there are a variety of tools available to assist caregivers.
Explore technology that can help with a senior aging at home and, importantly, remain open to the signs that you or a loved one may need to relocate for health and safety reasons. There could be a need for additional care and attention or a living space that is more manageable and designed specifically for aging residents.
Quality sleep is increasingly important for our overall health and well-being as we age and it’s particularly important when going through a life transition such as relocating.
Research shows adequate sleep can extend your lifespan and improve the quality of our later years. A lack of proper sleep has also been linked to chronic conditions such as type 2 diabetes, heart disease, obesity, depression, and even dementia.
To ensure better sleep, incorporating simple habits into your daily routine is key. Here are eight easy habits to help you achieve a restful night’s sleep from senior relocation company Caring Transitions:
Get Sunlight Exposure: Spend a few minutes in natural light daily to regulate your body’s rhythms.
Eat Lightly: Choose lighter meals in the evening to aid digestion and consider melatonin-rich snacks like cherries or nuts for a pre-bedtime snack.
Establish Evening Rituals: Wind down with calming activities such as meditation or herbal tea, avoiding alcohol which can disrupt sleep.
Maintain a Consistent Sleep Schedule: Aim for regular sleep and wake times to regulate your internal clock.
Limit Screen Time: Power down electronic devices at least two hours before bedtime to reduce exposure to blue light. Reduce the urge to check your phone before bed.
Exercise Early: Engage in physical activity earlier in the day to promote relaxation in the evening. Take a walk in the morning.
Optimize Your Sleep Environment: Keep your bedroom dark and maintain a comfortable temperature for optimal sleep conditions.
Consider Napping: If you miss out on sleep, opt for a nap rather than altering your bedtime.
Spring arrives on Tuesday, March 19th so many are beginning their spring cleaning. It’s not just about tidying up; it’s a chance to declutter, organize, and revitalize your home for the season ahead.
To help you make the most of spring-cleaning, here are the top ten things you should do to get started.
1. Declutter: Go through each room and get rid of items you no longer need or use. Donate, recycle, or discard anything that is broken, outdated, or no longer serves a purpose. Decluttering creates a sense of space and makes it easier to clean and organize.
2. Deep Clean Floors and Carpets: Vacuum, mop or steam clean your flooring. Pay special attention to high-traffic areas and use appropriate cleaners for different floor types. For carpets, consider renting a carpet cleaner or hiring professionals for a deep clean to remove dirt, stains, and allergens.
3. Freshen Up Fabrics: Wash or dry clean curtains, drapes, and upholstery to remove dust, pet dander, and odors that have accumulated over the winter months. Flip or rotate mattresses and wash bedding, including pillows and duvets, for a clean and comfortable sleep environment.
4. Scrub and Sanitize Surfaces: Disinfect commonly touched surfaces like countertops, tables, doorknobs, and light switches to eliminate germs and prevent the spread of illness. Use a mild cleaner or a mixture of water and vinegar for an eco-friendly and effective cleaning solution.
5. Organize Closets and Cabinets: Declutter and organize closets and cabinets. Sort through clothing, shoes, and accessories, donating or storing items that are out of season or no longer fit.
6. Clean Out and Organize Storage Spaces: Clear out clutter from storage areas like the attic, basement, garage, or shed. Dispose of anything broken or unused and organize items into labeled containers for easy access. Consider installing shelving or hooks to make the most of vertical space and keep things off the floor.
7. Freshen Up Appliances: Clean the inside and outside of your refrigerator, oven, dishwasher, and microwave, removing any food residue or grime. Check and replace filters, seals, and hoses as needed to keep appliances running efficiently.
8. Tidy Up Outdoor Spaces: Sweep away debris from patios, decks, and walkways, and clean outdoor furniture and cushions. Trim bushes, prune trees, and rake leaves to spruce up your yard and create a welcoming outdoor environment.
9. Check Safety Devices: Take the time to test and replace batteries in smoke detectors, carbon monoxide detectors, and fire extinguishers to ensure they are functioning properly. Inspect electrical outlets, cords, and appliances for any signs of damage or wear and address any safety hazards promptly.
10. Add Fresh Touches: Finally, add some finishing touches to brighten up your space and bring the feeling of spring indoors. Place fresh flowers in vases, switch out heavy curtains for lightweight fabrics, and incorporate pops of color with throw pillows or decorative accents. Open windows to let in fresh air and natural light, and enjoy the rejuvenated atmosphere of your home.
Spring cleaning is more than just a chore; it’s an opportunity to reset and refresh your living space for the season ahead. And for many of our Atlanta Senior Real Estate clients, spring cleaning is a step toward making it easier to eventually downsize and relocate.
If you want to speak with us about future relocation plans for you or a senior loved one, contact us today.
As we age, it’s natural to become more aware of changes in our cognitive abilities. Among the most common concerns for seniors is the fear of memory loss. Whether it’s misplacing keys or forgetting a name, these moments can trigger worries about more serious cognitive decline.
Memory loss can be a distressing for seniors, as it impacts daily life and independence. Many fear losing cherished memories, struggling with simple tasks, or becoming a burden on loved ones. These worries often stem from witnessing friends or family members experience dementia or Alzheimer’s disease, leading to heightened anxiety about their own cognitive health.
There are things we can do that can help delay or reduce the chance of memory loss. The Mayo Clinic has seven suggestions.
Physical Activity
Stay Mentally Active
Spend Time with Others
Stay Organized
Sleep Well
Eat a Healthy Diet
Manage Health Problems
For seniors experiencing persistent concerns about memory loss, seeking support from family members, friends, or support groups can be beneficial. Sharing feelings and experiences with others who understand can provide comfort and validation. Additionally, cognitive assessments and memory screenings can offer insights into cognitive functioning and help address any underlying issues.
Georgia counties are warning property owners of real estate fraud. People are using forged documents and signatures to transfer the title of a home or other property without the owner’s approval. Worst of all, many property owners may have no idea their property has been stolen.
Gwinnett County warns of an incident where a resident had issues paying property taxes because the property had, without her knowledge, been transferred to another person. (Read more about the case here)
The fraudsters are using quitclaim deeds which were designed to be a way to transfer ownership between trusted individuals such as family members.
So, how do you check your own property? I recommend you first conduct a title search. You can also enroll in the Georgia Superior Court Clerks Filing Activity Information System. That will notify you if there is activity on your property such as a change to the deed, mortgage, or a lien is filed on the property.
A Georgia state legislator has filed a bill (House Bill 888 – the Georgia Not On My Deed Act) which would authorize Superior Court Clerks to require ID for anyone recording property deeds.
10 Things to do before you put the “for sale” sign in your yard.
One of the first questions I get from clients is how to prepare their home to go on the market? It’s a topic that can overwhelm a homeowner who is making a real life change.
Here are ten quick tips I give clients to give them the best chance of getting top dollar for their home.
Declutter and Depersonalize: Declutter and depersonalize the house. Remove personal items (yes, all the family photos), excessive furniture, and unnecessary belongings. A clean and clutter-free space helps the buyer see themselves in the home.
Deep Clean: A clean home is a marketable home. It shows the homeowner cares about home maintenance. Clean vents, fans, baseboards, windows and carpets. If you can’t do it yourself, it’s worth bringing someone in for a cleaning before we start showing the home to buyers.
Make Necessary Repairs: Address issues that might deter potential buyers such as leaky faucets, squeaky doors, and holes in the wall.
Refresh Paint and Finishes: A fresh coat of paint can work wonders in revitalizing your home’s appearance. Stick to neutral colors to appeal to a broader range of buyers and touch up areas that may have chipped paint.
Enhance Curb Appeal: First impressions matter. Spruce up your home’s exterior by landscaping, mowing the lawn, and adding potted plants or flowers. Ensure that the front door and exterior are in top-notch condition to create a welcoming entryway.
Stage Your Home: Arrange furniture to showcase the flow of each space and create a warm, inviting atmosphere. I often recommend a stager if that is what is needed to sell your home more quickly and at a higher price.
Set the Right Price: I’ll research comparable home sales in the area to determine a competitive and realistic asking price. Overpricing your home can discourage potential buyers, while underpricing might leave money on the table.
Create an Online Presence: I will also ensure my client’s home is advertised online and that there are photos to draw in prospective buyers.
Gather Necessary Documents: Streamline the closing process by gathering important documents in advance. This includes property records, warranty information, and any relevant paperwork on recent improvements or repairs.
Be Flexible and Open to Feedback: It’s also important that sellers be flexible with showings and listen to buyer feedback. Being adaptable can speed up the sale process.
I remind sellers it’s important to detach from the home they’re selling and focus on what’s next for them. It’s tough especially for families who have lived in a home for decades, but it helps the process go more smoothly.
Have questions about selling your home and looking for your next one? Reach out to us at Atlanta Seniors Real Estate – we’re here to help.
It’s one of our most popular blogs and social posts – how older adults and their loved ones navigate the decision of when to take the keys away from an elderly driver.
Most will agree that it’s a conversation seniors should have with their caregivers or adult children sooner rather than later. It needs to happen before there’s an incident requiring that they relinquish the car keys.
The Georgia Consumer Protection Guide includes a section dedicated to Diminished Driving Capacity which includes links and resources helpful for family members such as:
>How does one surrender a driver’s license and get a new form of ID? Visit your Department of Driver Services Customer Service Center.
>Are there options if you feel a family member needs to surrender their license but they refuse? Yes, you can ask the Department of Driver Services review the situation. More on that process here.
The Guide also includes steers readers to an AARP free online seminar called “We Need to Talk” (aarp.org/auto/driver-safety/we-need-to-talk) which helps families evaluate a loved one’s ability to safely drive a car. It also offers suggestions for how to have the conversation about when the elderly family member should stop driving.
>>Click here for the complete Georgia Consumer Protection Guide for Older Adults which packed with great information and resources on a number of issues facing seniors and their families.
When seniors and their families come to me, it’s often because they’re ready to sell a home and downsize. They want easier living and prefer to spend less and money time maintaining their home. For some, that means looking at senior apartments.
The benefits? There are many. Here’s our Top 7.
Frees up time. You don’t have to deal with homeowner responsibilities like repairs and maintaining the yard. You will have more time to spend on hobbies or with family and friends.
Amenities. Many senior apartment communities these days come with a pool, hot tub, clubhouse, a gym, game room, and some even have on-site theaters or bowling alleys.
Designed for seniors. Senior apartment designers usually have included features for seniors like grab bars in the bathroom, non-slip flooring, easy to reach cabinets, and other accessibility features.
Social life. Senior apartment residents say that they appreciate living near others at the same phase of life. They enjoy social activities and gatherings together in the community.
Transportation. You may find that the community provides transportation services to shopping centers, medical appointments and often day trips and excursions for residents.
Security. Increasingly senior apartments have security in place to provide residents with peace of mind. The community may be gated or the buildings may have security. Most have cameras and lighting to provide a more secure environment.
Progressive living. In our area, many senior apartments are located in communities that also offer other services as needed such as assisted living.
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