
A growing smishing scam is targeting drivers across the country — and seniors are among the most vulnerable. Retirees are on the road, traveling, rolling through toll booths — so getting a text saying they owe money, might seem legit. But, never click the link!
Here’s what to look out for.
The Seniors Guide has all the details about the nationwide scam posing as E-ZPass and other toll agencies that fools people into handing over sensitive personal information and money. This is part of a growing trend called smishing, a mix of SMS (text messaging) and phishing (fraudulent attempts to get your personal info).
📲 What the Scam Looks Like
These scam texts may seem urgent and official. They often include:
>A small balance due (like $12.51)
>A large late fee warning (like $50)
>A link to a site that looks like it belongs to your state’s toll system
Example: “NY E-ZPass: We’ve noticed an outstanding toll amount of $12.51. To avoid a $50 late fee, visit [fake link] to settle your balance.”
Don’t fall for it — clicking that link can expose you to identity theft, credit card fraud, or worse.
🚨 What to Do If You Get One
Don’t click the link — even out of curiosity.
Delete the message.
Check your real toll account by going directly to the website or calling customer service.
Report the scam to the FBI’s Internet Crime Complaint Center (IC3.gov).
If you clicked the link:
Change your passwords (especially for banking).
Monitor your accounts.
Consider a credit freeze with Equifax, Experian, and TransUnion.
🔐 How Scammers Use Your Info
If you give scammers personal information — even just your name, birthday, or a password — they can: Hack into your bank or email accounts, open credit cards in your name, and pretend to be you and scam friends or family.
🧠 Smart Ways to Stay Safe
Never click links from unknown numbers, use unique, strong passwords for every account (a password manager can help), set up two-factor authentication where possible, freeze your credit so no one can open new accounts without your permission.
✨ A Good Rule of Thumb
If a message feels off, stop and think. Would your toll company really text you like that? When in doubt, go directly to the source — and never give out info unless you’re absolutely sure who you’re talking to.
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