The cost of aging in place.

Although my work involves helping seniors downsize and relocate, I do receive a lot of questions from seniors who are exploring whether to “age in place” rather than endure the inevitable stress of a move.

Aging in place simply means you’ve chosen to remain in your family home – perhaps making some changes to accommodate physical limitation. People feel comfortable with familiarity, and it provides a sense of independence.

According to AARP, 77% of adults aged 50 and older prefer to stay in their homes.

Samara Scheckler from Harvard’s Joint Center for Housing Studies points out that while many seniors want to remain at home for independence, 70% will need some form of assistance to do it. This assistance ranges from daily activities to more advanced care, often requiring economic resources that may be out of reach.

A recent article looked at how much money seniors really need to age in place.

The cost of in-home care is a significant factor. MarketWatch reports that the average cost of a home-care aide is $27 an hour, and Genworth’s Cost of Care report shows that these costs are on the rise. A home health aide now costs a median of $61,776 annually, while homemaker services cost about $59,488 per year.

Additional Home Modifications

Beyond direct care costs, seniors may need to make modifications to their homes to ensure safety and accessibility. This could include installing ramps, grab bars, or other mobility-enhancing updates, adding to the financial burden.

Financial Reality

Given these expenses, only 14% of single individuals aged 75 and older can afford a daily visit from a caregiver, according to MarketWatch. While the desire to age in place is strong, it’s crucial for seniors and their families to plan and consider all associated costs and necessary modifications.

Aging in place offers comfort and familiarity but requires careful planning and resources to ensure safety and well-being. As this trend grows, it’s essential to address these challenges to help more seniors live independently at home.

>>Read the full article on how much it costs to age in place.

>>Discover how technology is helping more seniors age in place.

Consider aging in place with home modifications.

Real estate agents sell houses and help people find houses but, on occasion, I’ve advised clients that their best move may be no move at all. If you love a home and are able to age in place, that may be your best option. I’ll be here to facilitate a sale or purchase when the time comes, but I am committed to always doing what’s best for my clients.

Fortunately for all of us, there are a lot of wonderful organizations who are experts in helping families right-size and make adjustments needed so that seniors can safely age in place.

Senior relocation company Caring Transitions created a brief guide to “Bringing Rightsizing and Age in Place Modifications Together.”

(Posted with permission from Caring Transitions of Northeast Atlanta) As we age, it’s important to consider how our living space can support our changing needs. Aging in place home modifications can help seniors maintain their independence and stay in their homes for as long as possible. Combining these modifications with rightsizing, or downsizing to a more manageable living space, can create a safe and comfortable environment for seniors.

  1. Assess Your Home for Safety and Accessibility.
    Before making any modifications to your home, it’s important to assess your current living space for safety and accessibility. This includes identifying potential hazards such as loose rugs, uneven flooring, and narrow doorways. You should also consider the accessibility of your home, including the placement of light switches, electrical outlets, and other fixtures. By identifying potential safety and accessibility issues, you can create a plan for making the necessary modifications to your home to ensure a safe and comfortable living space for seniors.
  2. Prioritize Modifications Based on Needs and Budget.
    When it comes to combining rightsizing and aging in place home modifications, it’s important to prioritize modifications based on both needs and budget. Start by identifying the most critical modifications that need to be made to ensure safety and accessibility in the home. This may include installing grab bars in the bathroom, widening doorways, or adding a stairlift. Once these critical modifications have been made, you can then focus on making additional modifications that will enhance comfort and convenience. Remember to consider your budget when making modifications and look for cost-effective solutions that will still meet your needs.
  3. Consider Universal Design Principles.
    When combining rightsizing and aging in place home modifications, it’s important to consider universal design principles. Universal design is the concept of designing products and spaces that are accessible and usable by people of all ages and abilities. This means incorporating features like zero-step entrances, lever door handles, and adjustable height countertops. By incorporating universal design principles into your home modifications, you can create a space that is not only safe and comfortable for seniors, but also for visitors and family members of all ages and abilities.

Work with a Professional to Ensure Quality and Safety.
When it comes to combining rightsizing and aging in place home modifications, it’s important to work with a professional to ensure that the modifications are done safely and effectively. A professional can help you assess your home and determine which modifications are necessary to create a safe and comfortable living space for seniors. They can also ensure that the modifications are done in compliance with local building codes and regulations. Additionally, a professional can help you select the right products and materials to ensure that the modifications are of high quality and will last for years to come.

As seniors age in place, it’s important to make modifications to their homes to ensure safety and comfort. Design for aging in place includes home modifications such as grab bars, non-slip flooring, and wider doorways. These modifications can help seniors maintain their independence and reduce the risk of falls.

In addition to home modifications, age in place home care can provide assistance with daily tasks such as cooking, cleaning, and transportation. Rightsizing and aging in place together can also be beneficial, as it allows seniors to declutter and downsize their living space while still maintaining their independence. Caring Transitions offers professional guidance and support for these transitions, as well as assistance with estate planning and other services. By incorporating these strategies and seeking professional help when needed, seniors can age in place with peace of mind and improved quality of life.

If you are interested in Caring Transitions for relocation or estate liquidation services, contact Mike DeLeon.

When a realtor tells a senior NOT to relocate.

As a Seniors Real Estate Specialist (SRES), many of my consultations with older adults who are thinking about downsizing and relocating, (a good 10-15% of them) will lead to a discussion about aging in place.

Aging in place can also be about helping clients find a forever home to move to in a new location, which is conducive to the needs of the person and may even help them stretch their finances, depending on how they chose to finance the next place. In some cases though, I consult about staying put… Many wonder why I would do that instead of finding them another home to move to.

Well, the answer is simple… because sometimes the home is already their forever home, IF, and only if, they consider a few changes to ensure the home is better suited to their current needs. My goal is never to move someone who doesn’t need (or want) to move.

Here’s a case study as an example: I visited a lady who had a 2-story home with a guest bedroom and small bathroom on the main floor, and 3 bedrooms and 2 bathrooms upstairs, which included the owner’s suite. The space was open and spacious on the main level. She had recently become a widow and had paid off the mortgage as instructed by her late husband’s final wish. She loved the community she has lived in for 20+ years but thought it would be best to move to a smaller house. As we talked and did the research, we concluded that the equity in her house would not quite cover the purchase of a forever home and she was not willing to go back to having a mortgage payment of any amount.

The plan of action I suggested was to:

  1. Get quotes to remodel the guest bathroom on the main floor allowing that to become a true main level owner’s suite, accessible for her to live in as opposed to having to go up and down stairs every day.
  2. Get quotes to update the entrances to the home adding accessible features including universal design touch-ups that would allow her to age in place in the current home and not have to experience moving from a place and location she loved and could afford to keep. 
  3. Revisit after getting quotes to discuss the options again and consider if she would need additional information to fund the renovations or if moving would be back on the table as an option and how to do that without costing her too much in monthly expenses.

    My role as an SRES Realtor was simply to advise and refer contractors or remodeling companies that would incorporate the ADA/universal design features, as well as staying in touch to provide additional information until the homeowner had made their decisions.

We sometimes provide services without financial gain.

We always say real estate is more than property, it’s about the people!

We are available to answer questions you or someone you know has about aging in place or finding your next home. Contact us any time.

Additional Resources: AARP article on stylish updates for aging in place.

What you need to know before remodeling your bathroom.

https://aginginplace.org/what-to-do-when-you-redo-your-bathroom/

Remodeling a bathroom for someone who is aging in place is very different than one based on aesthetics or home value. If you or a loved one are remodeling with an eye toward future needs, there are some very important issues to consider before you start and as you’re going through the process.

From design, to safety, to ease of use, remodeling a bathroom will take time and effort, and there will be costs involved. But for anyone who wants to age in place it can be very worthwhile to have a bathroom that is comfortable and safe to use easily as needs change.

From something as simple as sensor lights to adding another bathroom, there are options and considerations for anyone who intends to stay in place. But without a clear picture of what you really want to do with your project, you may find that the costs continue to rise and the needed changes either don’t get completed or aren’t what you really expected. Changes have to be effective – and sometimes this means completely revamping an existing space to accommodate what’s needed in the future.

>>Read the full article: What To Do When You Redo Your Bathroom 2022 – AgingInPlace.org